Free Financial Calculators & Tools
Plan your finances with our free calculators. All tools work with any currency and your data never leaves your browser.
Compound Interest Calculator
Calculate how your money grows over time with the power of compound interest. Adjust principal, rate, compounding frequency, and monthly contributions.
Loan / EMI Calculator
Calculate your monthly loan payment (EMI), total interest cost, and view a full amortization schedule for any loan.
Budget Calculator (50/30/20 Rule)
Split your monthly income into needs, wants, and savings using the popular 50/30/20 budgeting rule. Fully customisable ratios.
Savings Goal Calculator
Find out how long it will take to reach your savings goal, or how much you need to save each month to hit your target on time.
Percentage Calculator
Instantly calculate percentages: what is X% of Y, percentage change, percentage difference, and more.
Why Use TheMoneyLive Financial Tools?
Works Worldwide
All calculators support any currency — USD, EUR, GBP, INR, JPY, and more. No country-specific restrictions.
Private & Secure
Every calculation runs in your browser. Your financial data is never sent to our servers or stored anywhere.
Always Free
No signup, no premium tier, no hidden costs. Every tool is completely free to use, forever.
Expert-Backed Formulas
Our calculators use industry-standard financial formulas reviewed by certified financial planners.